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The Dubai Golden Visa: What It Is and How You Can Benefit

June 4, 2025

In recent years, the UAE has emerged as a global hub for business, innovation, and culture. Central to this allure is the Dubai Golden Visa, a revolutionary initiative designed to grant long-term residency to eligible foreigners. Experts at MTG Global Group understand that the intricacies of this visa can be a game-changer to provide stability and security, and open doors to many opportunities. By the end of this article, you’ll know whether you qualify, the perks you’ll unlock, and exactly how to apply.

Throughout this guide, you will learn about the visa, the benefits it offers, and a guide on how to secure it to ensure you are well-equipped to make decisions for your business set up in Dubai. Let’s dive in!

What Is the Dubai Golden Visa?

The Dubai Golden Visa is a groundbreaking initiative designed to offer residency to eligible foreigners, allowing them to live, work, and study in the United Arab Emirates (UAE) without the need for a national sponsor. Introduced by the UAE government, this visa aims to attract investment by granting residency to individuals who can contribute to the country’s growth and development. It represents a strategic move to diversify the economy and foster innovation.

Validity Periods and Automatic Renewal

One of the standout features of the Dubai Golden Visa is its long-term validity, which is available in two options: a 5-year and a 10-year visa. Unlike other visas, which often require frequent renewals and sponsorship, the Golden Visa offers stability and peace of mind with its automatic renewal process. This means that as long as the visa holder continues to meet the eligibility requirements, they can enjoy uninterrupted residency in the UAE.

The automatic renewal process is a significant advantage, as it reduces administrative burdens and allows visa holders to focus on their personal and professional endeavours. This feature underscores the UAE’s commitment to creating a welcoming environment for global investors.

Why the Golden Visa Stands Out Compared to Other UAE Visas

The Dubai Golden Visa sets itself apart from other UAE visas through its emphasis on residency and the autonomy it grants to its holders. Unlike traditional employment visas, which are typically tied to a specific employer or sponsor, the Golden Visa provides flexibility and freedom that enables individuals to pursue various opportunities across the UAE. Furthermore, this visa is a reflection of the UAE’s forward-thinking policies, aimed at attracting and retaining top talent from around the world. It represents a shift towards a more inclusive and diverse society.

In comparison to other residency options, the Golden Visa offers unparalleled benefits, including the ability to sponsor family members and dependents, thus promoting family stability. This aspect is appealing to businesses and investors who may wish to relocate their families to the UAE.

Who Is Eligible?

The Dubai Golden Visa is a long-term residency programme introduced by the United Arab Emirates (UAE) in 2019 to attract and retain global investors and professionals. This section provides a breakdown of the main categories of eligibility, including specific criteria for each group.

Investors

The UAE offers different pathways to investors who contribute to the nation’s economy. These visa options attract high-net-worth individuals committed to establishing a lasting presence in the country. Whether through real estate acquisition or direct capital investment in local enterprises, the UAE ensures that investors are provided with a stable and supportive environment for business and personal growth.

Real Estate Investors

Individuals looking to obtain residency in the UAE through real estate must meet specific investment thresholds and ownership conditions:

  • Minimum Investment: Individuals must invest in a property worth at least AED 2 million. The investment can be spread over multiple properties, provided the total value meets the minimum requirement. The valuation must be based on official records from the Dubai Land Department or equivalent authority in other emirates.
  • Ownership: The investor must retain 100% legal ownership of the property. Joint ownership with a spouse may be considered, but the total value must still reach the minimum investment amount. It must be maintained for at least three years.
  • Mortgage Conditions: Properties financed through a mortgage are considered eligible if at least 50% of the total value is paid off. Documentation from the bank or lending institution must confirm this, and the balance should not jeopardise the minimum equity ownership requirement.

Public Investments

For those investing in non-real estate sectors, the UAE government offers visa pathways for individuals supporting national economic growth through business and financial investments:

  • Investment Requirement: Applicants must invest in a business or economic project within the UAE. This can include capital contributions to a new or existing company, participation in an investment fund licensed in the UAE, or forming a partnership in an operating business.
  • Ownership and Duration: At least 60% must be directed toward sectors other than real estate, such as manufacturing, logistics, financial services, or tech ventures. The investment must remain active and unreduced for no less than three years, and documentation from relevant government entities is required to verify compliance with these terms.

Entrepreneurs and Start-up Founders

The UAE actively supports entrepreneurship as a key driver of innovation, economic diversification, and job creation. To encourage visionary business leaders, the country offers options to founders of promising start-ups and small to medium-sized enterprises (SMEs). These visas are tailored for individuals who have established or plan to establish UAE-registered businesses with proven potential for growth and sustainability.

  • Start-up Requirements: The business must be officially registered in the UAE with a valid trade license, and it should fall under the definition of a small or medium-sized enterprise (SME) as per the Ministry of Economy’s standards. The company must also be actively operating and not exist solely on paper.
  • Approval: An innovative or high-impact business idea must receive endorsement from a recognised UAE-based incubator or a government body such as the Ministry of Economy or a Free Zone Authority. The idea should ideally contribute to emerging sectors like fintech, healthtech, sustainability, or digital platforms.

Skilled Professionals

This category is aimed at individuals with advanced expertise in fields such as medicine, engineering, information technology, and other technical disciplines. By attracting experienced and educated professionals, the UAE ensures that its workforce remains competitive, future-ready, and aligned with national priorities.

Doctors

The UAE’s healthcare sector is a cornerstone of its national development agenda, with a continuous focus on improving public health services and expanding specialised care. To support this mission, the country offers long-term visas to licensed and experienced medical professionals who can enhance the quality of healthcare delivery.

  • Educational Requirements: Applicants must hold a recognised medical degree (e.g., MBBS, MD, or equivalent) from an accredited institution. The degree must be duly attested and validated by the relevant UAE authorities.
  • Professional Licensing: Doctors must obtain a valid license to practice in the UAE from the appropriate health regulatory body, such as the Dubai Health Authority (DHA), the Department of Health – Abu Dhabi (DOH), or the Ministry of Health and Prevention (MOHAP).
  • Experience: A minimum of five years of clinical experience is typically required, although specialists in high-demand fields (e.g., oncology, cardiology, neurology) may be prioritised even with slightly less tenure.

Engineers

Engineers have a role in the UAE’s infrastructure development, urban planning, and sustainable innovation. The country actively seeks professionals in this field to support projects related to construction, energy, transport, water management, and smart city initiatives.

  • Educational Requirements: A bachelor’s degree or higher in engineering (e.g., civil, mechanical, electrical, structural, environmental, or related fields) from a recognised institution is mandatory. The degree must be attested per UAE standards.
  • Professional Certification: While not always required, having additional credentials such as PMP (Project Management Professional), LEED accreditation, or membership in professional societies (e.g., Society of Engineers – UAE) can enhance eligibility.
  • Experience: Candidates should have at least five years of hands-on experience in engineering roles. Experience in large-scale infrastructure, public works, or green building initiatives is especially valued.

IT Specialists

There is a high demand for skilled IT professionals as the UAE pushes forward with digital transformation and positions itself as a regional tech hub. Long-term visas are granted to those with proven expertise in areas that support cybersecurity, software development, data management, and emerging technologies

  • Educational Requirements: A degree in computer science, information technology, software engineering, or a related discipline is required. Postgraduate qualifications or certifications in specialised areas such as cybersecurity or data science are advantageous.
  • Certifications: Industry-recognised credentials such as CISSP, CISA, AWS, Microsoft Azure, CompTIA, or Cisco certifications (e.g., CCNA, CCNP) may boost an applicant’s chances.
  • Experience: Applicants should have a minimum of five years of work experience in IT roles relevant to their field. Experience with government digital transformation projects or critical infrastructure systems is a plus.

Scientists, Researchers, and Innovators

The UAE is committed to becoming known for scientific excellence and innovation-driven development. This visa pathway is aimed at those engaged in high-impact fields and advanced materials.

  • Accolades: Applicants should demonstrate distinction through verifiable achievements such as internationally published research papers, patents registered with major patent offices, or awards from esteemed scientific bodies like the Nobel Foundation, IEEE, or UNESCO.
  • Endorsements: A key part of the process involves obtaining a formal recommendation from a UAE-based research centre or academic institution. These endorsements confirm the applicant’s ongoing contribution to scientific development.
  • Field of Work: Priority is given to individuals working in sectors crucial to the UAE’s future, including but not limited to artificial intelligence, robotics, genetic engineering, renewable energy, and space research. Their work should have demonstrable relevance and impact on the UAE economy or society.

Outstanding Students and Graduates

Today’s top students are tomorrow’s leaders. This is designed to retain high-achieving students and graduates who demonstrate outstanding academic performance, leadership potential, and a commitment to excellence. By nurturing young talent, the UAE aims to cultivate a generation of innovators, professionals, and changemakers who will contribute meaningfully to the nation’s future across various sectors. Preference is given to students who received competitive scholarships based on merit or need from government or institutional bodies within the UAE, demonstrating academic promise and community investment.

Artists and Creative Professionals

The UAE’s cultural landscape continues to grow, supported by a deep appreciation for artistic expression and creative innovation. This visa is intended for individuals whose creative work has received national or international recognition and who actively contribute to the artistic identity of the UAE.

  • Portfolio: Applicants must present a professional and cohesive portfolio that includes examples of completed work, exhibitions, performances, or publications. The portfolio must clearly reflect artistic capability and professional engagement.
  • Endorsement: An endorsement from a local authority like the Dubai Culture and Arts Authority or the Abu Dhabi Department of Culture and Tourism is mandatory. This ensures that the applicant’s contribution aligns with national cultural objectives.

General Criteria (Applicable to All Categories)

No matter the residency pathway, the UAE imposes several baseline eligibility conditions to ensure applicants meet high standards of self-sufficiency and integrity:

  • Income Threshold: Most visa categories require proof of a stable monthly income, typically no less than AED 30,000. This can be from employment, business profits, or investment returns and must be backed by recent bank statements or salary certificates.
  • Education: A university degree from an accredited institution is required for professional and scientific categories. The degree must be validated by UAE authorities through proper attestation and equivalency certification if issued overseas.
  • Professional Experience: At least five years of consistent and relevant professional experience is usually expected. Exceptions may apply for exceptional younger applicants in student/graduate categories. Supporting documents must include resumes, reference letters, and contracts to verify career history.

Key Benefits of the Golden Visa

The Dubai Golden Visa offers various advantages for business owners, making it an attractive option for those looking to establish or expand their presence in the UAE. Here, we discuss the key benefits that this visa provides.

Long-Term Residency Without the Need for a Local Sponsor

One advantage is the elimination of the requirement for a local sponsor. Traditionally, expatriates in the UAE were required to have a local sponsor to reside and work in the country. However, with the Golden Visa, this requirement is waived, allowing you to enjoy the freedom of long-term residency without the constraints of local sponsorship. This autonomy simplifies the administrative process and empowers businesses to focus on strategic growth and operational efficiency.

Ability to Sponsor Family Members and Domestic Staff

The Golden Visa extends its benefits beyond the primary visa holder by allowing them to sponsor family members and domestic staff. You can bring your spouse, children, and even parents to reside with you in the UAE, fostering a stable and supportive family environment. Additionally, the ability to sponsor domestic staff ensures that the household runs smoothly, enabling business owners to dedicate their time and energy to their professional aspirations.

Uninterrupted Residency Even When Spending Extended Periods Abroad

For global entrepreneurs who frequently travel for business, the Golden Visa offers the peace of mind that comes with uninterrupted residency. Unlike other visas that may require holders to remain in the country for a specific duration each year, the Golden Visa allows its holders to spend extended periods abroad without risking their residency status. This flexibility is crucial for those who need to maintain a presence in multiple international markets.

Full Business Ownership and Freedom to Work, Study, and Live in the UAE

The Dubai Golden Visa provides you with the unique advantage of full business ownership. Unlike some jurisdictions where foreign ownership is limited, the UAE allows Golden Visa holders to own 100% of their business, thus retaining complete control over their investment. Additionally, visa holders have the freedom to work, study, and live in the UAE, offering a comprehensive lifestyle package that supports professional and personal growth.

Access to Certain Government Incentives or Services

Golden Visa holders may also benefit from certain government incentives or services designed to attract and retain talent in the UAE. These incentives can include streamlined processes for business setup, access to networking opportunities, and potential tax benefits. By facilitating a business-friendly environment, the government enhances the appeal of the Golden Visa, making it a strategic choice for entrepreneurs seeking to leverage the dynamic economy.

How to Apply for the Golden Visa

Applying for the Dubai Golden Visa can be a straightforward process if you are well-prepared and understand the necessary steps. This section will guide you through the application portals, required documents, application steps, expected timelines, and costs associated with obtaining this visa.

Application Portals

There are multiple portals through which you can apply for the Dubai Golden Visa. Depending on your current status and preferences, you can choose from the following options:

  • Federal Authority for Identity, Citizenship, Customs & Port Security (ICP / ICA UAE Smart): They offer an online platform known as ICA UAE Smart. This platform serves applicants across the Emirates and is accessible via their website or mobile application. Use the ICP’s “Golden Visa Services” to submit and track your application nationwide.
  • General Directorate of Residency and Foreigners Affairs – Dubai (GDRFA Dubai): This is the primary government portal for residency-related services in Dubai. Dubai-specific applications are handled via the GDRFA Dubai portal, where you’ll register an account, complete the Golden Visa form, and book any in-office verification appointments.
  • Designated Free Zone Authorities: Certain Emirates-based free zones (e.g., DMCC, TECOM Group) offer their own nominee services for investors and entrepreneurs. Check your free zone’s website for application links and specific eligibility criteria.

Document Checklist

To ensure a smooth application process, gather and prepare the following essential documents:

  • Passport: A clear, colour copy of your passport with at least six months of validity. And a passport-style photograph.
  • Category-Specific Proof:
  • Investors: Letter from an accredited fund confirming AED 2 million deposit, or commercial/industrial license showing AED 2 million capital.
  • Real-Estate Investors: Title deed(s) or registration letter proving ownership of property valued ≥ AED 2 million with no outstanding mortgage.
  • Entrepreneurs: Business plan, proof of company incorporation, and approval letters from relevant authorities.
  • Health Insurance: For covering yourself (and family, if applicable).
  • Medical Fitness Certificate: Issued by an approved UAE health centre.

Application Steps and Expected Timeline

The application process can be broken down into several key steps:

  • Determine Eligibility: Ensure you meet the criteria for the Golden Visa category you are applying for, such as investor, entrepreneur, or highly skilled professional.
  • Create an Account & Complete the Form: On ICA UAE Smart: register/login and select “Golden Visa.” On GDRFA Dubai: register/login, choose “Golden Visa,” and fill in personal and category details.
  • Upload Documents & Pay Fees: Attach scanned copies of all required documents and pay the application fee online.
  • Schedule & Attend Verification (if required): Some categories (e.g., investors) require an in-person visit to a GDRFA service centre; book via the portal’s appointment system.
  • Processing & Approval: Standard processing time is 2–4 weeks once all documents are submitted and fees paid.
  • Visa Issuance & Emirates ID: Upon approval, you’ll receive an entry permit if not already in the UAE, followed by stamping of the residence visa in your passport and issuance of an Emirates ID.

Costs and Fees Associated with the Application

  • Golden Visa Application Fee: AED 2,000–3,800. Varies by category (e.g., AED 2,000 for students vs. AED 3,800 for investors).
  • Medical Fitness & Health Insurance: AED 300–1,000. Depends on the provider and coverage level.
  • Emirates ID Issuance: AED 100–350. Based on validity (1–3 years).
  • Typing/Service Centre Fees: AED 50–200. Only if applying via approved typing centres.
  • Free Zone Nomination Fee: AED 500–1,000 + VAT. For entrepreneur/investor applications via selected free zones.

In conclusion, the Dubai Golden Visa can transform your long-term plans into unrestricted residency in a global business. You’ll gain stability with five or ten-year renewals, the freedom to sponsor family and staff, and full business ownership without a local sponsor. Review the eligibility criteria that match your profile, gather your documents, and choose the portal that suits you—then submit your application.

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